The Munich Chamber of Tax Advisors points out that consumers can make their own accident insurance tax deductible, provided they secure it from also professional risks. The contributions can therefore be sold in proportion as a business expense.
In principle, this applies to all insurance companies, but especially in accident insurance, it pays to be here as often secured a large share of contributions to occupational risks (such as accidents at the company or on the way to work).
The contributions for a legal expenses insurance may also, namely, when so professional risks covered are tax deductible. Government employees can also add include the insurance premiums for their insurance services to the advertising costs.